Synergistic Development of Digital Inclusive Finance and Rural E-Commerce—Research on Mechanisms, Challenges and Optimization Paths

晨 王 · 2025 · E-Commerce Letters

Summary. Digital inclusive finance and rural e-commerce reinforce each other in China's rural development. Digital finance expands service reach, cuts costs, and strengthens risk management for rural e-commerce, while e-commerce provides financial institutions with customer bases and risk data. The paper identifies barriers including insufficient financial supply, technology gaps, weak logistics, and regional imbalances. Solutions include strengthening financial systems, improving technology infrastructure, enhancing rural logistics, building rural brands, and fostering multi-stakeholder collaboration.

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@article{2025-synergistic-development-digital-inclusive-finance,
  title   = {Synergistic Development of Digital Inclusive Finance and Rural E-Commerce—Research on Mechanisms, Challenges and Optimization Paths},
  author  = {晨 王},
  journal = {E-Commerce Letters},
  year    = {2025},
  doi     = {10.12677/ecl.2025.1461792},
  url     = {https://doi.org/10.12677/ecl.2025.1461792}
}

TY  - JOUR
TI  - Synergistic Development of Digital Inclusive Finance and Rural E-Commerce—Research on Mechanisms, Challenges and Optimization Paths
AU  - 晨 王
JO  - E-Commerce Letters
PY  - 2025
DO  - 10.12677/ecl.2025.1461792
UR  - https://doi.org/10.12677/ecl.2025.1461792
ER  - 

Details

DOI

10.12677/ecl.2025.1461792

Countries

China

Regions

Asia

Categories

funding, broadband-and-digital, food-systems, general-innovation

Added

2026-04-29