Digital Inclusive Finance and Rural E-Commerce Development: Promotion Effects and Regional Differences—An Empirical Test Based on Provincial Panel Data

晶晶 周 · 2026 · E-Commerce Letters

Summary. Digital inclusive finance significantly boosts rural e-commerce sales in China, with a 1% increase in the digital inclusive finance index raising rural e-commerce sales by approximately 1.76%. The effect varies by region, strongest in eastern China and weakest in western areas. Coverage breadth and digitalization degree drive the impact most, while usage depth shows minimal effect. Higher rural incomes strengthen this relationship.

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@article{2026-digital-inclusive-finance-rural-e,
  title   = {Digital Inclusive Finance and Rural E-Commerce Development: Promotion Effects and Regional Differences—An Empirical Test Based on Provincial Panel Data},
  author  = {晶晶 周},
  journal = {E-Commerce Letters},
  year    = {2026},
  doi     = {10.12677/ecl.2026.1591062},
  url     = {https://doi.org/10.12677/ecl.2026.1591062}
}

TY  - JOUR
TI  - Digital Inclusive Finance and Rural E-Commerce Development: Promotion Effects and Regional Differences—An Empirical Test Based on Provincial Panel Data
AU  - 晶晶 周
JO  - E-Commerce Letters
PY  - 2026
DO  - 10.12677/ecl.2026.1591062
UR  - https://doi.org/10.12677/ecl.2026.1591062
ER  - 

Details

DOI

10.12677/ecl.2026.1591062

Countries

China

Regions

Asia

Categories

broadband-and-digital, food-systems, regional-innovation-systems, general-innovation

Added

2026-10-01