Rural Member-Based Microfinance Institutions : A field study assessing the impacts of SACCOS and VICOBA in Babati district, Tanzania

Marie Ahlén · 2012 · KTH Publication Database DiVA (KTH Royal Institute of Technology)

Summary. Rural microfinance institutions in Tanzania—SACCOS and VICOBA—help members meet consumption needs, pay school fees, and start small businesses, according to member interviews in Babati district. Members believe these institutions reduce poverty, but the study finds that poverty reduction isn't automatic. Low loan repayment rates, insufficient capital, and poor entrepreneurship education limit effectiveness. How members use loans ultimately determines whether microfinance actually reduces poverty.

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@article{ahl-n-2012-rural-member-based-microfinance-institutions,
  title   = {Rural Member-Based Microfinance Institutions : A field study assessing the impacts of SACCOS and VICOBA in Babati district, Tanzania},
  author  = {Marie Ahlén},
  journal = {KTH Publication Database DiVA (KTH Royal Institute of Technology)},
  year    = {2012},
  url     = {http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-16882}
}

TY  - JOUR
TI  - Rural Member-Based Microfinance Institutions : A field study assessing the impacts of SACCOS and VICOBA in Babati district, Tanzania
AU  - Marie Ahlén
JO  - KTH Publication Database DiVA (KTH Royal Institute of Technology)
PY  - 2012
UR  - http://urn.kb.se/resolve?urn=urn:nbn:se:sh:diva-16882
ER  - 

Details

Countries

Tanzania

Regions

Africa

Categories

funding, entrepreneurship

Added

2026-04-28