Innovation Performance of Indigenous Fintech Firms

Nwanononwe Grace Akaegbobi, Obiageli Blessing Essell, Godwin Uche Akam, Anthonia Ngozi Onuorah, Chidimma Odira Okeke · 2026 · African Journal of Management and Business Research

Summary. Data-driven decision-making significantly influences innovation in Nigerian fintech firms, explaining 61.5% of innovation performance variance. However, excessive data usage frequency paradoxically reduces innovation, suggesting analysis paralysis. Employee data literacy, conversely, strongly boosts innovation. The study recommends fintech firms invest in employee training while balancing data usage to avoid over-reliance on routine data interactions.

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Akaegbobi, N. G., Essell, O. B., Akam, G. U., Onuorah, A. N., & Okeke, C. O.. (2026). Innovation Performance of Indigenous Fintech Firms. African Journal of Management and Business Research. https://doi.org/10.62154/ajmbr.2026.022.01032

@article{akaegbobi-2026-innovation-performance-indigenous-fintech-firms,
  title   = {Innovation Performance of Indigenous Fintech Firms},
  author  = {Nwanononwe Grace Akaegbobi and Obiageli Blessing Essell and Godwin Uche Akam and Anthonia Ngozi Onuorah and Chidimma Odira Okeke},
  journal = {African Journal of Management and Business Research},
  year    = {2026},
  doi     = {10.62154/ajmbr.2026.022.01032},
  url     = {https://doi.org/10.62154/ajmbr.2026.022.01032}
}

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AU  - Nwanononwe Grace Akaegbobi
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AU  - Godwin Uche Akam
AU  - Anthonia Ngozi Onuorah
AU  - Chidimma Odira Okeke
JO  - African Journal of Management and Business Research
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Details

DOI: 10.62154/ajmbr.2026.022.01032
Countries: Nigeria
Regions: Africa
Categories: entrepreneurship, broadband-and-digital, innovation-theory, general-innovation
Added: 2026-10-01