Determinants of Rural Households’ Participation in Microfinance Program: The Case of Omo Microfinance Institution, Sodo Woreda, Southern Nations Nationalities, and Peoples Regional State, Ethiopia

Tadele Alemayehu · 2020

Summary. Rural households in Ethiopia who participate in microfinance programs earn significantly higher incomes and accumulate more assets than non-participants. Family size, education level, and extension contact increase participation, while dependent members, complex credit procedures, borrowing risk perception, and distance from the lender reduce it. Participants showed better agricultural input use, food consumption, and livestock holdings, demonstrating microfinance's positive impact on rural livelihoods.

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@article{alemayehu-2020-determinants-rural-households-participation-microfinance,
  title   = {Determinants of Rural Households’ Participation in Microfinance Program: The Case of Omo Microfinance Institution, Sodo Woreda, Southern Nations Nationalities, and Peoples Regional State, Ethiopia},
  author  = {Tadele Alemayehu},
  year    = {2020},
  doi     = {10.7176/jesd/11-1-03},
  url     = {https://doi.org/10.7176/jesd/11-1-03}
}

TY  - JOUR
TI  - Determinants of Rural Households’ Participation in Microfinance Program: The Case of Omo Microfinance Institution, Sodo Woreda, Southern Nations Nationalities, and Peoples Regional State, Ethiopia
AU  - Tadele Alemayehu
PY  - 2020
DO  - 10.7176/jesd/11-1-03
UR  - https://doi.org/10.7176/jesd/11-1-03
ER  - 

Details

DOI

10.7176/jesd/11-1-03

Countries

Ethiopia

Regions

Africa

Categories

funding, food-systems

Added

2026-04-28