Access to Microfinance by Rural Women: Implications for Poverty Reduction in Rural Households in Ghana

Samuel Kobina Annim, Samuel Erasmus Alnaa · 2013 · Research in Applied Economics

Summary. Microfinance access reduces poverty among rural households in Ghana's Upper East Region, though modestly. Using treatment effect estimation on 500 rural participants, the study finds that receiving microfinance credit decreases poverty by 0.12 percent, measured through consumption expenditure. The authors conclude microfinance works even in extremely poor areas and recommend expanding programs while tailoring delivery to local conditions.

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@article{annim-2013-access-microfinance-rural-women-implications,
  title   = {Access to Microfinance by Rural Women: Implications for Poverty Reduction in Rural Households in Ghana},
  author  = {Samuel Kobina Annim and Samuel Erasmus Alnaa},
  journal = {Research in Applied Economics},
  year    = {2013},
  doi     = {10.5296/rae.v5i2.2974},
  url     = {https://doi.org/10.5296/rae.v5i2.2974}
}

TY  - JOUR
TI  - Access to Microfinance by Rural Women: Implications for Poverty Reduction in Rural Households in Ghana
AU  - Samuel Kobina Annim
AU  - Samuel Erasmus Alnaa
JO  - Research in Applied Economics
PY  - 2013
DO  - 10.5296/rae.v5i2.2974
UR  - https://doi.org/10.5296/rae.v5i2.2974
ER  - 

Details

DOI

10.5296/rae.v5i2.2974

Countries

Ghana

Regions

Africa

Categories

funding, entrepreneurship

Added

2026-04-28