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Financial Intermediation by Microfinance Banks in Rural Sub-Saharan Africa: Financial Intermediation Theoretical Approach

George Okello Candiya Bongomin, Francis Yosa, Joseph Baleke Yiga Lubega, Pierre Yourougou, Alain Manzi Amani · 2022 · Journal of Comparative International Management

Summary. Microfinance banks in rural Uganda improve financial inclusion of poor households through two key mechanisms: market penetration and service quality. These factors together explain 22 percent of variation in financial inclusion. Both dimensions independently show significant positive effects on bringing poor rural households into the formal financial system. The study recommends policies strengthening financial intermediaries in rural sub-Saharan Africa where traditional banks are scarce.

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Bongomin, G. O. C., Yosa, F., Lubega, J. B. Y., Yourougou, P., & Amani, A. M.. (2022). Financial Intermediation by Microfinance Banks in Rural Sub-Saharan Africa: Financial Intermediation Theoretical Approach. Journal of Comparative International Management. https://doi.org/10.7202/1085565ar

Details

DOI
10.7202/1085565ar
Countries
Uganda
Regions
Africa
Categories
funding, policy
Added
2026-04-28