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Microfinance as a Mechanism against Financial Exclusion in the European Rural Areas – an Inspiration for the Czech Republic

Gabriela Chmelíková, Annette Krauss, François Lategan · 2021 · Agris on-line Papers in Economics and Informatics

Summary. Microfinance institutions in Europe show better repayment performance in rural areas than urban areas, according to analysis of a European microfinance database. The Czech Republic lacks microfinance infrastructure, forcing rural entrepreneurs to rely on expensive consumer credit. The authors recommend that policymakers develop legal frameworks supporting microfinance systems to reduce financial exclusion and disparities between rural and urban regions.

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Chmelíková, G., Krauss, A., & Lategan, F.. (2021). Microfinance as a Mechanism against Financial Exclusion in the European Rural Areas – an Inspiration for the Czech Republic. Agris on-line Papers in Economics and Informatics. https://doi.org/10.7160/aol.2021.130406

Details

DOI
10.7160/aol.2021.130406
Countries
Czech Republic
Regions
Europe
Categories
funding, policy
Added
2026-04-28