Financial Inclusion in Rural India: The role of Microfinance as a Tool

Christabell · 2012 · IOSR Journal of Humanities and Social Science

Summary. India's formal banking sector has systematically excluded rural poor and women from credit access despite nationalization efforts. Microfinance institutions fill this gap by operating locally, understanding rural needs, and offering flexible services that reach excluded populations. The paper argues microfinance mechanisms enable financial inclusion of rural poor and women into formal financial systems where traditional banks have failed.

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Christabell. (2012). Financial Inclusion in Rural India: The role of Microfinance as a Tool. IOSR Journal of Humanities and Social Science. https://doi.org/10.9790/0837-0252125

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  title   = {Financial Inclusion in Rural India: The role of Microfinance as a Tool},
  author  = {Christabell},
  journal = {IOSR Journal of Humanities and Social Science},
  year    = {2012},
  doi     = {10.9790/0837-0252125},
  url     = {https://doi.org/10.9790/0837-0252125}
}

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Details

DOI: 10.9790/0837-0252125
Countries: India
Regions: Asia
Categories: funding, entrepreneurship
Added: 2026-04-28