Innovations in Agricultural Credit Disbursement and Payment Systems for Financial Inclusion in Rural India

Arghyadeep Das, Neela Madhav Patnaik · 2020 · International Journal of Current Microbiology and Applied Sciences

Summary. India has implemented several innovative credit and payment systems to improve agricultural financing and financial inclusion. Kisan Credit Cards, Self-Help Group bank linkages, Joint Liability Groups, and Farmer Producer Organizations have expanded institutional credit access, with most showing strong recent performance. Card-based and mobile payment systems have increased transparency. Farmer adoption of these innovations varies by age, education, farm size, and land holdings.

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@article{das-2020-innovations-agricultural-credit-disbursement-payment,
  title   = {Innovations in Agricultural Credit Disbursement and Payment Systems for Financial Inclusion in Rural India},
  author  = {Arghyadeep Das and Neela Madhav Patnaik},
  journal = {International Journal of Current Microbiology and Applied Sciences},
  year    = {2020},
  doi     = {10.20546/ijcmas.2020.902.003},
  url     = {https://doi.org/10.20546/ijcmas.2020.902.003}
}

TY  - JOUR
TI  - Innovations in Agricultural Credit Disbursement and Payment Systems for Financial Inclusion in Rural India
AU  - Arghyadeep Das
AU  - Neela Madhav Patnaik
JO  - International Journal of Current Microbiology and Applied Sciences
PY  - 2020
DO  - 10.20546/ijcmas.2020.902.003
UR  - https://doi.org/10.20546/ijcmas.2020.902.003
ER  - 

Details

DOI

10.20546/ijcmas.2020.902.003

Countries

India

Regions

Asia

Categories

funding, agtech, broadband-and-digital

Added

2026-04-28