Do low-income households inevitably benefit more from microfinance participation? Evidence from rural China

Zhao Ding, Xinyi Fan, Wonder Agbenyo · 2023 · Journal of the Asia Pacific Economy

Summary. Microfinance participation significantly increases agricultural income for low-income rural households in China. However, the study reveals a paradox: while poor households benefit from microfinance access, it simultaneously widens the agricultural income gap between rich and poor households. The research uses household-level data and econometric methods to account for selection bias and measure both individual gains and distributional effects.

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Ding, Z., Fan, X., & Agbenyo, W.. (2023). Do low-income households inevitably benefit more from microfinance participation? Evidence from rural China. Journal of the Asia Pacific Economy. https://doi.org/10.1080/13547860.2023.2204686

@article{ding-2023-do-low-income-households-inevitably,
  title   = {Do low-income households inevitably benefit more from microfinance participation? Evidence from rural China},
  author  = {Zhao Ding and Xinyi Fan and Wonder Agbenyo},
  journal = {Journal of the Asia Pacific Economy},
  year    = {2023},
  doi     = {10.1080/13547860.2023.2204686},
  url     = {https://doi.org/10.1080/13547860.2023.2204686}
}

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TI  - Do low-income households inevitably benefit more from microfinance participation? Evidence from rural China
AU  - Zhao Ding
AU  - Xinyi Fan
AU  - Wonder Agbenyo
JO  - Journal of the Asia Pacific Economy
PY  - 2023
DO  - 10.1080/13547860.2023.2204686
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Details

DOI: 10.1080/13547860.2023.2204686
Countries: China
Regions: Asia
Categories: funding, food-systems
Added: 2026-04-28