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Network externalities and the perception of innovation characteristics: mobile banking

Soo Yeong Ewe, Sheau Fen Yap, Christina Kwai Choi Lee · 2015 · Marketing Intelligence & Planning

Summary. This study examines how network externalities—the value users gain from more users and complementary services—influence adoption of mobile banking. The research finds that more users and available services make mobile banking seem easier to use and more compatible with people's lifestyles, increasing adoption intention. Technology anxiety did not affect these relationships. Banks can boost adoption by offering diverse complementary services.

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Ewe, S. Y., Yap, S. F., & Lee, C. K. C.. (2015). Network externalities and the perception of innovation characteristics: mobile banking. Marketing Intelligence & Planning. https://doi.org/10.1108/mip-01-2014-0006

Details

DOI
10.1108/mip-01-2014-0006
Countries
Malaysia, New Zealand, Australia
Regions
Asia, Oceania
Categories
broadband-and-digital, innovation-theory, general-innovation
Added
2026-04-28