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Measuring financial divide in the rural environment. The potential role of the digital transformation of finance

María-Jesús Gallego-Losada, Antonio Montero, Rocío Gallego Losada, José-Luis Rodríguez-Sánchez · 2024 · International Entrepreneurship and Management Journal

Summary. Rural areas in Spain show lower financial literacy than urban regions, particularly among populations with limited income and education. This gap prevents financial inclusion and perpetuates rural decline. The authors argue that digital transformation of financial services offers a concrete pathway to improve financial literacy and inclusion in sparsely populated Spanish regions, enabling rural economic regeneration.

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Gallego-Losada, M., Montero, A., Losada, R. G., & Rodríguez-Sánchez, J.. (2024). Measuring financial divide in the rural environment. The potential role of the digital transformation of finance. International Entrepreneurship and Management Journal. https://doi.org/10.1007/s11365-024-00992-4

Details

DOI
10.1007/s11365-024-00992-4
Countries
Spain
Regions
Europe
Categories
broadband-and-digital, entrepreneurship, regional-innovation-systems
Added
2026-04-28