On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services

Peter Gomber, Robert J. Kauffman, Chris Parker, Bruce W. Weber · 2018 · Journal of Management Information Systems

Summary. Financial services are undergoing major disruption through fintech innovations in payments, cryptocurrencies, blockchain, lending, and investment management. The paper presents a mapping approach to assess transformation across four areas: operations, technology (payments and cross-border transfers), lending and deposits (including peer-to-peer lending), and investments (including robo-advisory). Traditional financial firms risk losing dominance if they fail to adapt to these efficiency and customer-centered changes.

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@article{gomber-2018-fintech-revolution-interpreting-forces-innovation,
  title   = {On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services},
  author  = {Peter Gomber and Robert J. Kauffman and Chris Parker and Bruce W. Weber},
  journal = {Journal of Management Information Systems},
  year    = {2018},
  doi     = {10.1080/07421222.2018.1440766},
  url     = {https://doi.org/10.1080/07421222.2018.1440766}
}

TY  - JOUR
TI  - On the Fintech Revolution: Interpreting the Forces of Innovation, Disruption, and Transformation in Financial Services
AU  - Peter Gomber
AU  - Robert J. Kauffman
AU  - Chris Parker
AU  - Bruce W. Weber
JO  - Journal of Management Information Systems
PY  - 2018
DO  - 10.1080/07421222.2018.1440766
UR  - https://doi.org/10.1080/07421222.2018.1440766
ER  - 

Details

DOI

10.1080/07421222.2018.1440766

Categories

innovation-theory, innovation-networks, general-innovation

Added

2026-04-28