Microfinance and the dynamics of financial vulnerability. Lessons from rural South India

Isabelle Guérin, Marc Roesch, Santosh Kumar, Govidan Venkatasubramanian, Mariam Sangaré · 2009 · Agritrop (Cirad)

Summary. Microfinance in rural South India produces mixed results for household financial vulnerability. The study finds microfinance can either reduce vulnerability or deepen debt, depending on how clients combine it with other financial tools and strategies. The paper argues that microfinance effects cannot be understood in isolation from local employment, financing, and consumption dynamics, or from households' broader asset-building and vulnerability-coping strategies.

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@article{gu-rin-2009-microfinance-dynamics-financial-vulnerability-lessons,
  title   = {Microfinance and the dynamics of financial vulnerability. Lessons from rural South India},
  author  = {Isabelle Guérin and Marc Roesch and Santosh Kumar and Govidan Venkatasubramanian and Mariam Sangaré},
  journal = {Agritrop (Cirad)},
  year    = {2009},
  url     = {http://agritrop.cirad.fr/556554/}
}

TY  - JOUR
TI  - Microfinance and the dynamics of financial vulnerability. Lessons from rural South India
AU  - Isabelle Guérin
AU  - Marc Roesch
AU  - Santosh Kumar
AU  - Govidan Venkatasubramanian
AU  - Mariam Sangaré
JO  - Agritrop (Cirad)
PY  - 2009
UR  - http://agritrop.cirad.fr/556554/
ER  - 

Details

Countries

India

Regions

Asia

Categories

funding, regional-innovation-systems

Added

2026-04-28