Sowing seeds of empowerment: The role of microfinance in strengthening rural livelihoods

Jaiganesh Jaiganesh, T. Samsai, C Muralidharan, R Parimalarangan, R. Gangai Selvi · 2025 · Plant Science Today

Summary. Microfinance strengthens rural livelihoods by providing credit, savings, and training to low-income households in India. Beyond lending, microfinance institutions deliver financial literacy, health support, and vocational training that boost entrepreneurship and household incomes. Government programs like DAY-NRLM and MUDRA expand access, though challenges remain including exclusion of the poorest and repayment pressures. The review argues microfinance is essential for rural empowerment and inclusive growth.

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@article{jaiganesh-2025-sowing-seeds-empowerment-role-microfinance,
  title   = {Sowing seeds of empowerment: The role of microfinance in strengthening rural livelihoods},
  author  = {Jaiganesh Jaiganesh and T. Samsai and C Muralidharan and R Parimalarangan and R. Gangai Selvi},
  journal = {Plant Science Today},
  year    = {2025},
  doi     = {10.14719/pst.10129},
  url     = {https://doi.org/10.14719/pst.10129}
}

TY  - JOUR
TI  - Sowing seeds of empowerment: The role of microfinance in strengthening rural livelihoods
AU  - Jaiganesh Jaiganesh
AU  - T. Samsai
AU  - C Muralidharan
AU  - R Parimalarangan
AU  - R. Gangai Selvi
JO  - Plant Science Today
PY  - 2025
DO  - 10.14719/pst.10129
UR  - https://doi.org/10.14719/pst.10129
ER  - 

Details

DOI

10.14719/pst.10129

Countries

India

Regions

Asia

Categories

funding, entrepreneurship, policy, general-innovation

Added

2026-10-01