Has Digital Financial Inclusion Narrowed the Urban-Rural Income Gap: The Role of Entrepreneurship in China

Xuanming Ji, Kun Wang, He Xu, Muchen Li · 2021 · Sustainability

Summary. Digital financial inclusion significantly narrows China's urban-rural income gap, primarily through expanding access to financing. The effect operates mainly by enabling rural residents to start businesses and create jobs. Coverage breadth matters most; depth of use and digitalization show weaker effects. The impact is strongest in economically disadvantaged regions with lower education levels. The paper recommends policies leveraging digital finance to promote rural entrepreneurship.

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@article{ji-2021-has-digital-financial-inclusion-narrowed,
  title   = {Has Digital Financial Inclusion Narrowed the Urban-Rural Income Gap: The Role of Entrepreneurship in China},
  author  = {Xuanming Ji and Kun Wang and He Xu and Muchen Li},
  journal = {Sustainability},
  year    = {2021},
  doi     = {10.3390/su13158292},
  url     = {https://doi.org/10.3390/su13158292}
}

TY  - JOUR
TI  - Has Digital Financial Inclusion Narrowed the Urban-Rural Income Gap: The Role of Entrepreneurship in China
AU  - Xuanming Ji
AU  - Kun Wang
AU  - He Xu
AU  - Muchen Li
JO  - Sustainability
PY  - 2021
DO  - 10.3390/su13158292
UR  - https://doi.org/10.3390/su13158292
ER  - 

Details

DOI

10.3390/su13158292

Countries

China

Regions

Asia

Categories

broadband-and-digital, entrepreneurship, funding

Added

2026-04-28