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Microfinance Self-Sustainability and Outreach in Uganda: A Case of Teso Rural Development Trust Limited

Barnabas Kiiza, Michael Omeke, James Mugisha · 2005 · Eastern Africa Journal of Rural Development

Summary. Microfinance institutions in Uganda reach rural populations underserved by commercial banks through group lending and solidarity guarantees. This study examined Teso Rural Development Trust Limited's financial self-sustainability and outreach to poor clients between 1998 and 2003. The institution was heavily dependent on external funding, unprofitable, and not self-sustainable. Its outreach favored non-poor clients over the poorest populations, indicating that regulatory improvements and operational efficiency gains were needed to achieve both financial sustainability and meaningful poverty reduction.

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Kiiza, B., Omeke, M., & Mugisha, J.. (2005). Microfinance Self-Sustainability and Outreach in Uganda: A Case of Teso Rural Development Trust Limited. Eastern Africa Journal of Rural Development. https://doi.org/10.4314/eajrd.v20i1.28360

Details

DOI
10.4314/eajrd.v20i1.28360
Countries
Uganda
Regions
Africa
Categories
funding, entrepreneurship
Added
2026-04-28