Impact of Microfinance on Rural Households in the Philippines

Toshio Kondo, Aniceto Orbeta, Clarence Dingcong, Christine Infantado · 2009 · IDS Bulletin

Summary. A microfinance program in the Philippines targeting rural poor households showed mixed results. While loan availability modestly increased per capita income and expenditure, benefits concentrated among wealthier households and bypassed the poorest. The program successfully reduced reliance on informal loans and boosted savings, but failed to improve assets or human capital. The authors conclude that microfinance needs better targeting mechanisms and project selection support to effectively reduce poverty.

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@article{kondo-2009-impact-microfinance-rural-households-philippines,
  title   = {Impact of Microfinance on Rural Households in the Philippines},
  author  = {Toshio Kondo and Aniceto Orbeta and Clarence Dingcong and Christine Infantado},
  journal = {IDS Bulletin},
  year    = {2009},
  doi     = {10.1111/j.1759-5436.2008.tb00432.x},
  url     = {https://doi.org/10.1111/j.1759-5436.2008.tb00432.x}
}

TY  - JOUR
TI  - Impact of Microfinance on Rural Households in the Philippines
AU  - Toshio Kondo
AU  - Aniceto Orbeta
AU  - Clarence Dingcong
AU  - Christine Infantado
JO  - IDS Bulletin
PY  - 2009
DO  - 10.1111/j.1759-5436.2008.tb00432.x
UR  - https://doi.org/10.1111/j.1759-5436.2008.tb00432.x
ER  - 

Details

DOI

10.1111/j.1759-5436.2008.tb00432.x

Countries

Philippines

Regions

Asia

Categories

funding, entrepreneurship

Added

2026-04-28