Financial Innovation in Indian Agricultural Credit Market: Progress and Performance of Kisan Credit Card

Anjani Kumar, Chitra Yadav, Shiv Jee, Sant Kumar, Sonia Chauhan, Kumar, Anjani, Yadav, Chitra, Jee, Shiv, Kumar, Sant, Chauhan, Sonia · 2011 · AgEcon Search (University of Minnesota, USA)

Summary. The Kisan Credit Card scheme in India expanded agricultural credit access to small and marginal farmers through a simplified, flexible borrowing mechanism. The program improved credit availability and reduced transaction costs for rural farmers, though performance varied by region and farmer type. The innovation demonstrated how targeted financial products can enhance agricultural productivity and rural economic development in developing economies.

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Kumar, A., Yadav, C., Jee, S., Kumar, S., Chauhan, S., Anjani, K., Chitra, Y., Shiv, J., Sant, K., & Sonia, C.. (2011). Financial Innovation in Indian Agricultural Credit Market: Progress and Performance of Kisan Credit Card. AgEcon Search (University of Minnesota, USA). https://doi.org/10.22004/ag.econ.204765

@article{kumar-2011-financial-innovation-indian-agricultural-credit,
  title   = {Financial Innovation in Indian Agricultural Credit Market: Progress and Performance of Kisan Credit Card},
  author  = {Anjani Kumar and Chitra Yadav and Shiv Jee and Sant Kumar and Sonia Chauhan and Kumar, Anjani and Yadav, Chitra and Jee, Shiv and Kumar, Sant and Chauhan, Sonia},
  journal = {AgEcon Search (University of Minnesota, USA)},
  year    = {2011},
  doi     = {10.22004/ag.econ.204765},
  url     = {https://doi.org/10.22004/ag.econ.204765}
}

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TI  - Financial Innovation in Indian Agricultural Credit Market: Progress and Performance of Kisan Credit Card
AU  - Anjani Kumar
AU  - Chitra Yadav
AU  - Shiv Jee
AU  - Sant Kumar
AU  - Sonia Chauhan
AU  - Kumar, Anjani
AU  - Yadav, Chitra
AU  - Jee, Shiv
AU  - Kumar, Sant
AU  - Chauhan, Sonia
JO  - AgEcon Search (University of Minnesota, USA)
PY  - 2011
DO  - 10.22004/ag.econ.204765
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Details

DOI: 10.22004/ag.econ.204765
Countries: India
Regions: Asia
Categories: funding, food-systems
Added: 2026-04-28