The challenge of rural financial inclusion – evidence from microfinance
Summary. Microfinance institutions serving rural borrowers face sustainability challenges that limit financial inclusion in rural areas. Analysis of 772 microfinance institutions from 2008–2013 shows that while rural lending doesn't directly harm sustainability, institutions with more rural borrowers struggle to achieve economies of scale and productivity gains. This structural disadvantage explains why rural financial inclusion progresses more slowly than urban inclusion.
Cite this article
López, T., & Winkler, A.. (2017). The challenge of rural financial inclusion – evidence from microfinance. Applied Economics. https://doi.org/10.1080/00036846.2017.1368990
López, Tania, and Adalbert Winkler. “The challenge of rural financial inclusion – evidence from microfinance.” Applied Economics, 2017. https://doi.org/10.1080/00036846.2017.1368990.
López, Tania, and Adalbert Winkler. 2017. “The challenge of rural financial inclusion – evidence from microfinance.” Applied Economics. https://doi.org/10.1080/00036846.2017.1368990.
@article{l-pez-2017-challenge-rural-financial-inclusion-evidence,
title = {The challenge of rural financial inclusion – evidence from microfinance},
author = {Tania López and Adalbert Winkler},
journal = {Applied Economics},
year = {2017},
doi = {10.1080/00036846.2017.1368990},
url = {https://doi.org/10.1080/00036846.2017.1368990}
}
TY - JOUR TI - The challenge of rural financial inclusion – evidence from microfinance AU - Tania López AU - Adalbert Winkler JO - Applied Economics PY - 2017 DO - 10.1080/00036846.2017.1368990 UR - https://doi.org/10.1080/00036846.2017.1368990 ER -
Details
- DOI
- 10.1080/00036846.2017.1368990
- Countries
- Germany
- Regions
- Europe
- Categories
- funding, rural-data-and-definitions
- Added
- 2026-04-28