Enhancing stability and achieving high-quality development in rural credit cooperatives through inclusive finance: evidence from Shaanxi Province, China

Wenbo Li, Ruoyu Chen, Heng Zhang · 2023 · Applied Economics

Summary. Rural credit cooperatives in Shaanxi Province, China improved their stability and risk-taking capacity when they adopted inclusive finance practices. The effect was strongest for cooperatives with larger corporate shareholding, though property rights reforms and community bank launches somewhat reduced these gains. The study recommends expanding inclusive finance, reforming rural commercial bank operations, and strengthening governance to better serve agricultural and rural communities.

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@article{li-2023-enhancing-stability-achieving-high-quality,
  title   = {Enhancing stability and achieving high-quality development in rural credit cooperatives through inclusive finance: evidence from Shaanxi Province, China},
  author  = {Wenbo Li and Ruoyu Chen and Heng Zhang},
  journal = {Applied Economics},
  year    = {2023},
  doi     = {10.1080/00036846.2023.2253387},
  url     = {https://doi.org/10.1080/00036846.2023.2253387}
}

TY  - JOUR
TI  - Enhancing stability and achieving high-quality development in rural credit cooperatives through inclusive finance: evidence from Shaanxi Province, China
AU  - Wenbo Li
AU  - Ruoyu Chen
AU  - Heng Zhang
JO  - Applied Economics
PY  - 2023
DO  - 10.1080/00036846.2023.2253387
UR  - https://doi.org/10.1080/00036846.2023.2253387
ER  - 

Details

DOI

10.1080/00036846.2023.2253387

Countries

China

Regions

Asia

Categories

funding, regional-innovation-systems

Added

2026-04-28