Rural Financial Landscape in Bangladesh: Who is More Convenient for Rural Enterprises—Banks or Microfinance Institutions?

Azim Uddin Mahmud, Antoni F. Tulla i Pujol · 2024 · Asia-Pacific Journal of Rural Development

Summary. Rural enterprises in Bangladesh rely more on microfinance institutions than banks for credit and savings, despite preferring banks. MFIs reach remote areas more effectively through accessible lending methods, but face funding constraints. Banks remain distant and their officials' attitudes create barriers to rural access. Both institutions offer poorly designed products that fail to serve diverse rural needs adequately.

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@article{mahmud-2024-rural-financial-landscape-bangladesh-who,
  title   = {Rural Financial Landscape in Bangladesh: Who is More Convenient for Rural Enterprises—Banks or Microfinance Institutions?},
  author  = {Azim Uddin Mahmud and Antoni F. Tulla i Pujol},
  journal = {Asia-Pacific Journal of Rural Development},
  year    = {2024},
  doi     = {10.1177/10185291241307279},
  url     = {https://doi.org/10.1177/10185291241307279}
}

TY  - JOUR
TI  - Rural Financial Landscape in Bangladesh: Who is More Convenient for Rural Enterprises—Banks or Microfinance Institutions?
AU  - Azim Uddin Mahmud
AU  - Antoni F. Tulla i Pujol
JO  - Asia-Pacific Journal of Rural Development
PY  - 2024
DO  - 10.1177/10185291241307279
UR  - https://doi.org/10.1177/10185291241307279
ER  - 

Details

DOI

10.1177/10185291241307279

Countries

Bangladesh

Regions

Asia

Categories

funding, regional-innovation-systems, general-innovation

Added

2026-04-29