The impact of microfinance on entrepreneurship and welfare among women borrowers in rural Pakistan

Issam Malki, Asad K. Ghalib, Rukhsana Kaousar · 2024 · World Development Perspectives

Summary. Microfinance in rural Pakistan boosts women's entrepreneurship and household income when borrowers invest loans in microenterprises, increasing earnings, clothing spending, and income diversification. However, the loans fail to increase health and education spending or reduce child labour. The findings show microfinance effectively stimulates economic activity but has limited impact on human capital investment and broader welfare improvements.

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@article{malki-2024-impact-microfinance-entrepreneurship-welfare-among,
  title   = {The impact of microfinance on entrepreneurship and welfare among women borrowers in rural Pakistan},
  author  = {Issam Malki and Asad K. Ghalib and Rukhsana Kaousar},
  journal = {World Development Perspectives},
  year    = {2024},
  doi     = {10.1016/j.wdp.2024.100616},
  url     = {https://doi.org/10.1016/j.wdp.2024.100616}
}

TY  - JOUR
TI  - The impact of microfinance on entrepreneurship and welfare among women borrowers in rural Pakistan
AU  - Issam Malki
AU  - Asad K. Ghalib
AU  - Rukhsana Kaousar
JO  - World Development Perspectives
PY  - 2024
DO  - 10.1016/j.wdp.2024.100616
UR  - https://doi.org/10.1016/j.wdp.2024.100616
ER  - 

Details

DOI

10.1016/j.wdp.2024.100616

Countries

Pakistan

Regions

Asia

Categories

entrepreneurship, funding

Added

2026-04-28