Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers
Summary. Islamic microfinance institutions reduce credit risk by offering more group loans, serving more women, and lending to rural borrowers. Conventional microfinance institutions show opposite patterns, benefiting from fewer group loans and rural lending. The findings demonstrate that Islamic MFIs can successfully promote financial inclusion for women and rural populations while maintaining strong credit quality by leveraging social dynamics within Muslim communities.
Cite this article
Mohamed, T. S., & Elgammal, M.. (2022). Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers. Emerging Markets Review. https://doi.org/10.1016/j.ememar.2022.100994
Mohamed, Toka S., and Mohammed Elgammal. “Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers.” Emerging Markets Review, 2022. https://doi.org/10.1016/j.ememar.2022.100994.
Mohamed, Toka S., and Mohammed Elgammal. 2022. “Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers.” Emerging Markets Review. https://doi.org/10.1016/j.ememar.2022.100994.
@article{mohamed-2022-credit-risk-islamic-microfinance-institutions,
title = {Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers},
author = {Toka S. Mohamed and Mohammed Elgammal},
journal = {Emerging Markets Review},
year = {2022},
doi = {10.1016/j.ememar.2022.100994},
url = {https://doi.org/10.1016/j.ememar.2022.100994}
}
TY - JOUR TI - Credit risk in Islamic microfinance institutions: The role of women, groups, and rural borrowers AU - Toka S. Mohamed AU - Mohammed Elgammal JO - Emerging Markets Review PY - 2022 DO - 10.1016/j.ememar.2022.100994 UR - https://doi.org/10.1016/j.ememar.2022.100994 ER -
Details
- DOI
- 10.1016/j.ememar.2022.100994
- Categories
- funding, regional-innovation-systems
- Added
- 2026-04-28