Does access to credit promote the use of modern energy services? Evidence from rural Nigeria
Summary. Credit access modestly increases rural Nigerian households' adoption of modern energy services, particularly electric lighting, phone charging, and fan ventilation. Formal and cooperative loans prove more effective than informal credit. However, credit alone cannot drive energy transitions—household wealth, education, and infrastructure type significantly influence adoption patterns, indicating that financial access must combine with broader socioeconomic improvements.
Cite this article
Ndiaye, A.. (2025). Does access to credit promote the use of modern energy services? Evidence from rural Nigeria. Energy Economics. https://doi.org/10.1016/j.eneco.2025.108666
Ndiaye, Alfred. “Does access to credit promote the use of modern energy services? Evidence from rural Nigeria.” Energy Economics, 2025. https://doi.org/10.1016/j.eneco.2025.108666.
Ndiaye, Alfred. 2025. “Does access to credit promote the use of modern energy services? Evidence from rural Nigeria.” Energy Economics. https://doi.org/10.1016/j.eneco.2025.108666.
@article{ndiaye-2025-does-access-credit-promote-use,
title = {Does access to credit promote the use of modern energy services? Evidence from rural Nigeria},
author = {Alfred Ndiaye},
journal = {Energy Economics},
year = {2025},
doi = {10.1016/j.eneco.2025.108666},
url = {https://doi.org/10.1016/j.eneco.2025.108666}
}
TY - JOUR TI - Does access to credit promote the use of modern energy services? Evidence from rural Nigeria AU - Alfred Ndiaye JO - Energy Economics PY - 2025 DO - 10.1016/j.eneco.2025.108666 UR - https://doi.org/10.1016/j.eneco.2025.108666 ER -