Assessing Digital Financial Literacy and Its adoption in Microfinance Services Among Rural Women

Sayali S Nene, Sachin V Acharekar · 2025 · Cureus Journal of Business and Economics.

Summary. Rural women possess moderate digital financial literacy but show surprisingly low adoption of digital microfinance platforms despite knowing about them. Trust, confidence, and security concerns—not lack of knowledge—drive this gap. The study recommends confidence-building measures and digital training programs to increase rural women's use of digital financial services and microfinance transactions.

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@article{nene-2025-assessing-digital-financial-literacy-its,
  title   = {Assessing Digital Financial Literacy and Its adoption in Microfinance Services Among Rural Women},
  author  = {Sayali S Nene and Sachin V Acharekar},
  journal = {Cureus Journal of Business and Economics.},
  year    = {2025},
  doi     = {10.7759/s44404-025-05613-z},
  url     = {https://doi.org/10.7759/s44404-025-05613-z}
}

TY  - JOUR
TI  - Assessing Digital Financial Literacy and Its adoption in Microfinance Services Among Rural Women
AU  - Sayali S Nene
AU  - Sachin V Acharekar
JO  - Cureus Journal of Business and Economics.
PY  - 2025
DO  - 10.7759/s44404-025-05613-z
UR  - https://doi.org/10.7759/s44404-025-05613-z
ER  - 

Details

DOI

10.7759/s44404-025-05613-z

Countries

India

Regions

Asia

Categories

broadband-and-digital, funding, general-innovation

Added

2026-04-29