The Adoption of Automatic Teller Machines in Nigeria: An Application of the Theory of Diffusion of Innovation

Wole Michael Olatokun, Louisa Joyce Igbinedion · 2009 · Issues in Informing Science and Information Technology

Summary. This paper applies diffusion of innovation theory to examine how automatic teller machines were adopted across Nigeria. The study analyzes the factors and patterns influencing ATM adoption in the Nigerian banking sector, using established innovation diffusion frameworks to understand technology uptake in a developing country context.

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Olatokun, W. M., & Igbinedion, L. J.. (2009). The Adoption of Automatic Teller Machines in Nigeria: An Application of the Theory of Diffusion of Innovation. Issues in Informing Science and Information Technology. https://doi.org/10.28945/1066

@article{olatokun-2009-adoption-automatic-teller-machines-nigeria,
  title   = {The Adoption of Automatic Teller Machines in Nigeria: An Application of the Theory of Diffusion of Innovation},
  author  = {Wole Michael Olatokun and Louisa Joyce Igbinedion},
  journal = {Issues in Informing Science and Information Technology},
  year    = {2009},
  doi     = {10.28945/1066},
  url     = {https://doi.org/10.28945/1066}
}

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Details

DOI: 10.28945/1066
Countries: Nigeria
Regions: Africa
Categories: broadband-and-digital, innovation-theory, general-innovation
Added: 2026-04-28