THE FINANCIAL EXCLUSION IN THE DEVELOPMENT OF DIGITAL FINANCE — A STUDY BASED ON SURVEY DATA IN THE JINGJINJI RURAL AREA

BIYUN REN, LIUYING LI, HONGMEI ZHAO, Yunbo Zhou · 2017 · The Singapore Economic Review

Summary. Rural residents in Beijing, Tianjin, and Hebei face significant financial exclusion from digital finance services. The study identifies key barriers: personal characteristics like age and education, lack of understanding of digital finance, weak digital infrastructure, limited digital finance development, and unfavorable social environments. Policymakers should target interventions toward excluded groups based on demographic and economic factors to improve financial inclusion.

Read the original

Cite this article

REN, B., LI, L., ZHAO, H., & Zhou, Y.. (2017). THE FINANCIAL EXCLUSION IN THE DEVELOPMENT OF DIGITAL FINANCE — A STUDY BASED ON SURVEY DATA IN THE JINGJINJI RURAL AREA. The Singapore Economic Review. https://doi.org/10.1142/s0217590818500017

@article{ren-2017-financial-exclusion-development-digital-finance,
  title   = {THE FINANCIAL EXCLUSION IN THE DEVELOPMENT OF DIGITAL FINANCE — A STUDY BASED ON SURVEY DATA IN THE JINGJINJI RURAL AREA},
  author  = {BIYUN REN and LIUYING LI and HONGMEI ZHAO and Yunbo Zhou},
  journal = {The Singapore Economic Review},
  year    = {2017},
  doi     = {10.1142/s0217590818500017},
  url     = {https://doi.org/10.1142/s0217590818500017}
}

TY  - JOUR
TI  - THE FINANCIAL EXCLUSION IN THE DEVELOPMENT OF DIGITAL FINANCE — A STUDY BASED ON SURVEY DATA IN THE JINGJINJI RURAL AREA
AU  - BIYUN REN
AU  - LIUYING LI
AU  - HONGMEI ZHAO
AU  - Yunbo Zhou
JO  - The Singapore Economic Review
PY  - 2017
DO  - 10.1142/s0217590818500017
UR  - https://doi.org/10.1142/s0217590818500017
ER  -

Details

DOI: 10.1142/s0217590818500017
Countries: China
Regions: Asia
Categories: broadband-and-digital, policy, rural-data-and-definitions
Added: 2026-04-28