Islamic Microfinance in Indonesia: A Comparative Analysis between Islamic Financial Cooperative (BMT) and<i>Shari'ah</i>Rural Bank (BPRS) on Experiences, Challenges, Prospects, and Roles in Developing Microenterprises
Summary. Islamic microfinance institutions in Indonesia—BMT cooperatives and BPRS rural banks—significantly improve microenterprise performance in sales, income, and employment. Both institutions face challenges including limited capital, staff skills, and regulatory support. The study recommends enhanced training, better customer education on Islamic finance products, and innovation in financial offerings to strengthen their development impact.
Cite this article
Riwajanti, N. İ.. (2014). Islamic Microfinance in Indonesia: A Comparative Analysis between Islamic Financial Cooperative (BMT) and<i>Shari'ah</i>Rural Bank (BPRS) on Experiences, Challenges, Prospects, and Roles in Developing Microenterprises. Bulletin of Indonesian Economic Studies. https://doi.org/10.1080/00074918.2014.980385
Riwajanti, Nur İndah. “Islamic Microfinance in Indonesia: A Comparative Analysis between Islamic Financial Cooperative (BMT) and<i>Shari'ah</i>Rural Bank (BPRS) on Experiences, Challenges, Prospects, and Roles in Developing Microenterprises.” Bulletin of Indonesian Economic Studies, 2014. https://doi.org/10.1080/00074918.2014.980385.
Riwajanti, Nur İndah. 2014. “Islamic Microfinance in Indonesia: A Comparative Analysis between Islamic Financial Cooperative (BMT) and<i>Shari'ah</i>Rural Bank (BPRS) on Experiences, Challenges, Prospects, and Roles in Developing Microenterprises.” Bulletin of Indonesian Economic Studies. https://doi.org/10.1080/00074918.2014.980385.
@article{riwajanti-2014-islamic-microfinance-indonesia-comparative-analysis,
title = {Islamic Microfinance in Indonesia: A Comparative Analysis between Islamic Financial Cooperative (BMT) and<i>Shari'ah</i>Rural Bank (BPRS) on Experiences, Challenges, Prospects, and Roles in Developing Microenterprises},
author = {Nur İndah Riwajanti},
journal = {Bulletin of Indonesian Economic Studies},
year = {2014},
doi = {10.1080/00074918.2014.980385},
url = {https://doi.org/10.1080/00074918.2014.980385}
}
TY - JOUR TI - Islamic Microfinance in Indonesia: A Comparative Analysis between Islamic Financial Cooperative (BMT) and<i>Shari'ah</i>Rural Bank (BPRS) on Experiences, Challenges, Prospects, and Roles in Developing Microenterprises AU - Nur İndah Riwajanti JO - Bulletin of Indonesian Economic Studies PY - 2014 DO - 10.1080/00074918.2014.980385 UR - https://doi.org/10.1080/00074918.2014.980385 ER -
Details
- DOI
- 10.1080/00074918.2014.980385
- Countries
- Indonesia
- Regions
- Asia
- Categories
- funding, entrepreneurship
- Added
- 2026-04-28