<i>Rural Finance in Contemporary Times: Interface with Microfinance</i>

N S Sisodia, Mr. Bala Nageshwara Rao, Vijay Mahajan, V Leeladhar, M P Vasimalai, Rama Mohan Reddy, Brij Mohan, R. Srinivasan, M S Sriram · 2005 · Vikalpa The Journal for Decision Makers

Summary. Indian rural finance suffers from state interventions like loan write-offs and interest subsidies that undermine banking system sustainability. Microfinance institutions reach poor clients but face regulatory neglect and cannot access commercial capital for growth. Both bankers and microfinance practitioners identified significant untapped rural markets in non-agricultural sectors like construction, handloom, and garment clusters. Removing regulatory barriers and clarifying the state's positive role could enable financial service innovations and better serve excluded poor populations.

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@article{sisodia-2005-i-rural-finance-contemporary-times,
  title   = {<i>Rural Finance in Contemporary Times: Interface with Microfinance</i>},
  author  = {N S Sisodia and Mr. Bala Nageshwara Rao and Vijay Mahajan and V Leeladhar and M P Vasimalai and Rama Mohan Reddy and Brij Mohan and R. Srinivasan and M S Sriram},
  journal = {Vikalpa The Journal for Decision Makers},
  year    = {2005},
  doi     = {10.1177/0256090920050208},
  url     = {https://doi.org/10.1177/0256090920050208}
}

TY  - JOUR
TI  - <i>Rural Finance in Contemporary Times: Interface with Microfinance</i>
AU  - N S Sisodia
AU  - Mr. Bala Nageshwara Rao
AU  - Vijay Mahajan
AU  - V Leeladhar
AU  - M P Vasimalai
AU  - Rama Mohan Reddy
AU  - Brij Mohan
AU  - R. Srinivasan
AU  - M S Sriram
JO  - Vikalpa The Journal for Decision Makers
PY  - 2005
DO  - 10.1177/0256090920050208
UR  - https://doi.org/10.1177/0256090920050208
ER  - 

Details

DOI

10.1177/0256090920050208

Countries

India

Regions

Asia

Categories

funding, policy, regional-innovation-systems

Added

2026-04-28