Microfinance performance in China's rural areas: A perspective of regional differences
Summary. Microfinance significantly increases farmer income in rural China, but effectiveness varies substantially across regions. The study of 116 households across 28 provinces identifies loan size, borrower education, loan duration, and borrower gender as key performance factors. The authors recommend designing microfinance programs tailored to regional characteristics to maximize impact on farmer incomes.
Cite this article
Song, W., Xue, X., & Zhong, L.. (2010). Microfinance performance in China's rural areas: A perspective of regional differences. https://doi.org/10.1109/icfte.2010.5499423
Song, Wei, et al. “Microfinance performance in China's rural areas: A perspective of regional differences.” 2010. https://doi.org/10.1109/icfte.2010.5499423.
Song, Wei, Xuna Xue, and Luya Zhong. 2010. “Microfinance performance in China's rural areas: A perspective of regional differences.” https://doi.org/10.1109/icfte.2010.5499423.
@article{song-2010-microfinance-performance-china-s-rural,
title = {Microfinance performance in China's rural areas: A perspective of regional differences},
author = {Wei Song and Xuna Xue and Luya Zhong},
year = {2010},
doi = {10.1109/icfte.2010.5499423},
url = {https://doi.org/10.1109/icfte.2010.5499423}
}
TY - JOUR TI - Microfinance performance in China's rural areas: A perspective of regional differences AU - Wei Song AU - Xuna Xue AU - Luya Zhong PY - 2010 DO - 10.1109/icfte.2010.5499423 UR - https://doi.org/10.1109/icfte.2010.5499423 ER -
Details
- DOI
- 10.1109/icfte.2010.5499423
- Countries
- China
- Regions
- Asia
- Categories
- funding, regional-innovation-systems
- Added
- 2026-04-28