The Role of Microfinance Institutions in Promoting Financial Inclusion and Reducing Poverty Among Smallholder Farmers in Rural Agricultural Areas

Sulhan Sulhan · 2025 · Journal of Information Systems Engineering & Management

Summary. Microfinance institutions help smallholder farmers in rural areas access financial services that traditional banks deny them. Through microloans, savings accounts, and insurance, MFIs enable farmers to invest in modern agricultural techniques and increase productivity. Group lending and social collateral reduce default rates. However, high interest rates, operational inefficiencies, and limited rural outreach constrain their effectiveness. Public-private partnerships and digital solutions could strengthen MFI impact.

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@article{sulhan-2025-role-microfinance-institutions-promoting-financial,
  title   = {The Role of Microfinance Institutions in Promoting Financial Inclusion and Reducing Poverty Among Smallholder Farmers in Rural Agricultural Areas},
  author  = {Sulhan Sulhan},
  journal = {Journal of Information Systems Engineering & Management},
  year    = {2025},
  doi     = {10.52783/jisem.v10i46s.8806},
  url     = {https://doi.org/10.52783/jisem.v10i46s.8806}
}

TY  - JOUR
TI  - The Role of Microfinance Institutions in Promoting Financial Inclusion and Reducing Poverty Among Smallholder Farmers in Rural Agricultural Areas
AU  - Sulhan Sulhan
JO  - Journal of Information Systems Engineering & Management
PY  - 2025
DO  - 10.52783/jisem.v10i46s.8806
UR  - https://doi.org/10.52783/jisem.v10i46s.8806
ER  - 

Details

DOI

10.52783/jisem.v10i46s.8806

Categories

funding, food-systems, regional-innovation-systems

Added

2026-04-28