Research on the Mechanism of Digital Technology Empowering Rural Financial Service Innovation for Farmers' Income Growth
Summary. Digital financial technologies boost farmer income in rural China through three main mechanisms: information processing optimization (36.4% of effect), transaction cost reduction (28.7%), and improved resource allocation (21.3%). The study analyzed data from 2020-2024 using structural equation modeling and found that digital financial inclusion significantly increases agricultural income, with effectiveness varying by region and infrastructure development level.
Cite this article
Ye, H.. (2025). Research on the Mechanism of Digital Technology Empowering Rural Financial Service Innovation for Farmers' Income Growth. ZKG International. https://doi.org/10.63386/618505
Ye, Huimin. “Research on the Mechanism of Digital Technology Empowering Rural Financial Service Innovation for Farmers' Income Growth.” ZKG International, 2025. https://doi.org/10.63386/618505.
Ye, Huimin. 2025. “Research on the Mechanism of Digital Technology Empowering Rural Financial Service Innovation for Farmers' Income Growth.” ZKG International. https://doi.org/10.63386/618505.
@article{ye-2025-research-mechanism-digital-technology-empowering,
title = {Research on the Mechanism of Digital Technology Empowering Rural Financial Service Innovation for Farmers' Income Growth},
author = {Huimin Ye},
journal = {ZKG International},
year = {2025},
doi = {10.63386/618505},
url = {https://doi.org/10.63386/618505}
}
TY - JOUR TI - Research on the Mechanism of Digital Technology Empowering Rural Financial Service Innovation for Farmers' Income Growth AU - Huimin Ye JO - ZKG International PY - 2025 DO - 10.63386/618505 UR - https://doi.org/10.63386/618505 ER -
Details
- DOI
- 10.63386/618505
- Countries
- China
- Regions
- Asia
- Categories
- broadband-and-digital, food-systems, policy
- Added
- 2026-04-28