Research on the impact of digital inclusive finance development on the consumption gap between urban and rural residents

Yu Zhang, Xue Xiong, Yi-Ling Chen · 2025 · Edelweiss Applied Science and Technology

Summary. Digital inclusive finance significantly narrows China's urban-rural consumption gap, with each unit increase in the digital finance index reducing the gap by 0.17 units. The effect works primarily by boosting rural residents' income levels. The impact varies by region, proving stronger in highly urbanized areas and weaker in less developed provinces. The study recommends tailored financial support systems, improved digital infrastructure, and risk management to achieve balanced rural-urban development.

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@article{zhang-2025-research-impact-digital-inclusive-finance,
  title   = {Research on the impact of digital inclusive finance development on the consumption gap between urban and rural residents},
  author  = {Yu Zhang and Xue Xiong and Yi-Ling Chen},
  journal = {Edelweiss Applied Science and Technology},
  year    = {2025},
  doi     = {10.55214/2576-8484.v9i11.11048},
  url     = {https://doi.org/10.55214/2576-8484.v9i11.11048}
}

TY  - JOUR
TI  - Research on the impact of digital inclusive finance development on the consumption gap between urban and rural residents
AU  - Yu Zhang
AU  - Xue Xiong
AU  - Yi-Ling Chen
JO  - Edelweiss Applied Science and Technology
PY  - 2025
DO  - 10.55214/2576-8484.v9i11.11048
UR  - https://doi.org/10.55214/2576-8484.v9i11.11048
ER  - 

Details

DOI

10.55214/2576-8484.v9i11.11048

Countries

China

Regions

Asia

Categories

broadband-and-digital, funding, regional-innovation-systems, general-innovation

Added

2026-06-01