Research on the influence effect and optimization strategy of digital inclusive finance on urban and rural integrated development under the power of new quality productivity

Qi Zhao, Shiyou Guo, Zhouyang Wu, Junnan Shi · 2025 · Economics & Business Management

Summary. Digital inclusive finance significantly boosts urban-rural integration in China, with a positive effect coefficient of 0.427. The mechanism works partly through new quality productivity, which mediates 38.6% of this relationship. Digital financial products improve how rural areas access finance and optimize resource allocation between urban and rural regions, supporting integrated development and shared prosperity.

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Zhao, Q., Guo, S., Wu, Z., & Shi, J.. (2025). Research on the influence effect and optimization strategy of digital inclusive finance on urban and rural integrated development under the power of new quality productivity. Economics & Business Management. https://doi.org/10.63313/ebm.9021

@article{zhao-2025-research-influence-effect-optimization-strategy,
  title   = {Research on the influence effect and optimization strategy of digital inclusive finance on urban and rural integrated development under the power of new quality productivity},
  author  = {Qi Zhao and Shiyou Guo and Zhouyang Wu and Junnan Shi},
  journal = {Economics & Business Management},
  year    = {2025},
  doi     = {10.63313/ebm.9021},
  url     = {https://doi.org/10.63313/ebm.9021}
}

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TI  - Research on the influence effect and optimization strategy of digital inclusive finance on urban and rural integrated development under the power of new quality productivity
AU  - Qi Zhao
AU  - Shiyou Guo
AU  - Zhouyang Wu
AU  - Junnan Shi
JO  - Economics & Business Management
PY  - 2025
DO  - 10.63313/ebm.9021
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Details

DOI: 10.63313/ebm.9021
Countries: China
Regions: Asia
Categories: broadband-and-digital, funding, regional-innovation-systems, general-innovation
Added: 2026-05-01