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Asia's fintech boom widens gap in financial inclusion

Payment Expert · 2026-04-23

Summary. Asia's rapid fintech expansion—driven by AI super-apps, tokenised deposits, and advanced payment systems—is leaving rural communities and older populations behind. While China and Japan lead in innovation and Thailand's PromptPay reaches 92 million users, many remain unbanked and distrustful of digital systems. Experts argue that simpler solutions, education, and localisation are essential to achieve genuine financial inclusion.

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Details

Countries
China, Japan, Thailand
Regions
Asia
Categories
agtech, broadband-and-digital, financial-inclusion
Added
2026-04-28