financial-inclusion

Media stories — 1

• Asia's fintech boom widens gap in financial inclusion

  Payment Expert · 2026-04-23

  Asia's rapid fintech expansion—driven by AI super-apps, tokenised deposits, and advanced payment systems—is leaving rural communities and older populations behind. While China and Japan lead in innovation and Thailand's PromptPay reaches 92 million users, many remain unbanked and distrustful of digital systems. Experts argue that simpler solutions, education, and localisation are essential to achieve genuine financial inclusion.